We strongly recommend that you take out appropriate travel insurance to cover your travel arrangements. Your insurance protection should include cover for cancellation, medical and repatriation expenses, cruise cover (if cruising), personal injury and accident, death and loss of personal baggage and money and personal liability insurance. Evidence of such insurances may be required by certain travel providers such as tour companies & cruise lines. Insurance cover offered by credit card companies or reciprocal medical cover agreements are often not comprehensive. Travel insurance is strongly recommended by the Department of Foreign Affairs and Trade for all overseas travel. For more information visit www.smarttraveller.gov.au/travelinsurance.